Merchants and other transactional based organisations may be required by their
providers to become PCI Compliant. An industry body supported by the major card
provider's (Mastercard, VISA, Amex, JCB, Diners) have set a published standard
called the PCI-DSS to help those organisations that handle card information
within their systems. In total, there are 6 different objectives within the
PCI-DSS.
- Build and Maintain a Secure Network
- Protect Cardholder Data
- Maintain a Vulnerability Management Program
- Implement Strong Access Control
- Monitor and Test Networks and systems
- Maintain an Information Security Policy Framework
In most cases, organisations we meet are typically quite good at implementing
and managing a firewall. However, the other five objectives seem to be a lot
harder to achieve. Protecting card holder data is not only a PCI-DSS requirement
but also a Australian Privacy requirement, as well as other compliance
requirements. Although a number of these tasks may seem trival, they are
sometimes difficult to implement.
Appsecure works alongside our clients to assist them in the following areas for
PCI-DSS compliance. We can also assist with an initial self audit of your
systems and environment if required.
Protect Cardholder Data -In most cases you shouldn't be storing
data, even if you just simply pass the card data between systems (i.e your bank
and your service), you are still required to implement security controls.
Depending on the type of data and the way your system needs to transact
information, you may require different security options. It is important overall
to ensure the data cannot be compromised or intercepted during the transaction
or storage process within your system.
Implement Strong Access Control - Ensuring that controls are in
place to restrict relevant access to systems is critical in securing any credit
card or PCI related data in your systems. Undertaking an audit of your
application to ensure access has been secured correctly, will better help
understand whether controls are in place.
Monitor & Test Network and Systems - By undertaking regular
audits of your systems, you can identify potential security threats in your
systems prior to the threat being initiated from someone outside of your
control. Our testing can be undertaken with the specific goal of ensuring the
system and data security would pass PCI compliance.
Maintain an Information Security Framework - Ultimately to save
time and money, as well as ensuring that vulnerabilities and risks are not
introduced into the environment later in the life cycle, an information security
framework should be implemented. This will help ensure the relevant processes
and guidelines as well as education and training is in place to avoid possible
security breaches in the future.
Appsecure has helped many organisations in Australia in achieving PCI
Compliance. Our team of consultants also work directly with OWASP in setting
standards (where PCI recommends and uses OWASP), thus making our team the
authoritative source in understanding and implementing PCI related security
within their systems.
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